Overview
A collision with a commercial truck is one of the most devastating events a person can experience. The physics alone tell the story: a loaded 18-wheeler can weigh 80,000 pounds, while the average passenger car weighs about 4,000. When those two meet, the injuries to the car's occupants are almost always catastrophic.
But trucking cases are also some of the most valuable personal injury cases in California. Federal regulations create a higher standard of care. Multiple defendants mean multiple insurance policies. Black-box data often proves exactly what the truck driver was doing in the seconds before the crash. This page walks you through everything you need to know.
Federal Regulations (FMCSA)
The Federal Motor Carrier Safety Administration regulates interstate commercial motor vehicles through 49 CFR Parts 390–399. These rules apply to vehicles over 10,001 pounds GVWR, vehicles carrying 9+ passengers for compensation, and vehicles hauling hazardous materials. Violating an FMCSA regulation is powerful evidence of negligence in a California case.
Hours of Service (HOS)
Driver fatigue is the number-one cause of serious trucking accidents. The HOS rules exist to prevent it, but violations are common.
| Rule | What It Requires |
|---|---|
| 11-Hour Driving Limit | Maximum 11 hours of driving after 10 consecutive hours off duty |
| 14-Hour Window | No driving beyond 14 consecutive hours after coming on duty |
| 30-Minute Break | Required after 8 cumulative hours of driving |
| 60/70-Hour Limit | No driving after 60/70 hours on duty in 7/8 consecutive days |
| 34-Hour Restart | A full reset by taking 34+ consecutive hours off duty |
Electronic Logging Devices (ELDs)
Since December 2017, most commercial trucks must use Electronic Logging Devices to automatically record driving time. ELDs prevent the falsification of paper logbooks that was rampant for decades. The data is discoverable and can prove exactly how many hours a driver was behind the wheel before the crash.
CDL Requirements and Drug Testing
Commercial drivers must hold a CDL with proper endorsements. A driver operating without a valid CDL is negligent per se. FMCSA also mandates pre-employment, random, and post-accident drug and alcohol testing. Post-accident test results and the driver's full testing history from the FMCSA Clearinghouse are discoverable.
Identifying All Defendants
One of the most important differences between a trucking case and a regular car accident is the number of potentially liable parties. Each defendant may carry its own insurance policy, dramatically increasing the total recovery available.
- The truck driver — individually liable for negligence, fatigue, impairment, or distraction.
- The motor carrier — the company that controls the truck. Liable under respondeat superior and for direct negligence (hiring, training, supervision).
- The vehicle owner — if different from the carrier, often in leased-truck arrangements.
- The freight broker — liable for negligent selection of an unsafe carrier.
- The shipper or loader — liable if improper loading caused a rollover or cargo spill.
- The maintenance company — liable if brake failure, tire blowout, or other mechanical defect contributed to the crash.
- The vehicle or component manufacturer — products liability for defective tires, brakes, steering, or underride guards.
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Insurance Coverage Layers
FMCSA requires commercial carriers to maintain minimum insurance based on the type of cargo they haul.
| Cargo Type | Minimum Insurance Required |
|---|---|
| General freight (non-hazmat) | $750,000 |
| Household goods | $750,000 |
| Oil (hazmat) | $1,000,000 |
| Other hazardous materials | $5,000,000 |
Most trucking companies carry far more than the minimum: a primary policy of $1 million, excess and umbrella layers of $4–9 million, and sometimes additional layers totaling $10–50 million or more. The MCS-90 endorsement on every for-hire carrier's policy acts as a safety net, ensuring minimum coverage even if the policy would otherwise exclude the claim.
Black-Box and ELD Evidence
Modern commercial trucks are rolling data centers. The Electronic Control Module (ECM) records vehicle speed, engine RPM, brake application, throttle position, cruise control status, hard-braking events, and ABS activation. The Event Data Recorder (EDR) captures a pre-crash speed profile (typically 30–60 seconds before impact), brake timing, steering input, and delta-V (change in velocity at impact).
This data requires specialized software and hardware to download — it varies by manufacturer (Cummins, Detroit Diesel, Caterpillar, Volvo). Your attorney should retain a qualified truck ECM/EDR expert to download and interpret the data before it is overwritten.
Common Causes of Trucking Accidents
- Driver fatigue — the number-one cause. Proved through HOS violations in ELD records, sleep disorder history, and the driver's schedule in the days before the crash.
- Distracted driving — cell phone use (both CVC 23123 and FMCSA 49 CFR 392.80/392.82 prohibit hand-held phone use for CMV drivers), dispatch devices, eating.
- Improper loading — overweight cargo, unbalanced loads that cause rollovers, unsecured cargo that falls from the truck.
- Inadequate maintenance — brake deficiency (the number-one mechanical cause per FMCSA data), tire failure, lighting deficiency, steering failure.
- Impairment — the BAC limit for commercial drivers is 0.04%, half the standard limit. The FMCSA Clearinghouse documents all positive tests.
Crash Types
| Crash Type | What Happens | Key Evidence |
|---|---|---|
| Jackknife | The trailer swings out at an angle, sweeping across multiple lanes | Brake balance, road surface, speed, empty vs. loaded trailer |
| Underride | A passenger vehicle slides under the trailer, often crushing the passenger compartment | Rear or side underride guard compliance, products liability against trailer manufacturer |
| Tire blowout | Tread separation or blowout causes loss of control or strikes following vehicles | Tire age, tread depth, inflation pressure, retread quality, maintenance records |
| Rollover | Excessive speed in curves or shifting cargo tips the truck | Load manifest, cargo securement, vehicle speed, road geometry |
| Wide turn | Truck swings left before a right turn, squeezing vehicles in the gap | CVC 22100, mirror usage, blind-spot monitoring |
Multiple defendants means multiple insurance policies. Let's find them all.
Trucking companies carry layered insurance that can exceed $10 million. We identify every responsible party and every policy. Free case review — no fee unless we win.
California-Specific Rules
In addition to federal FMCSA regulations, California imposes its own requirements on commercial vehicles. CVC 34500 et seq. sets state safety standards. CVC 34501.2 establishes the Biennial Inspection of Terminals (BIT) program. CVC 35550–35558 set weight limits on California highways. And CVC 21702 imposes maximum driving hours for intrastate drivers, which are not preempted by federal law for purely intrastate operations.
Statutes of Limitation
Two years from the date of the accident for personal injury under CCP § 335.1. Two years from the date of death for wrongful death. Six months to file a government tort claim if Caltrans or a city road-maintenance agency is involved. Products liability claims against the truck or component manufacturer follow the same two-year rule. See Statute of Limitations.
Cross-References
- Motor Vehicle Accidents — general collision framework
- Rideshare (Uber & Lyft) Accidents — commercial vehicle overlay
- DUI-Related Civil Cases — impaired commercial driver
- Wrongful Death — fatal trucking collisions
- Products Liability — defective truck or component
- Comparative Fault — California's pure system
Common Questions
How much insurance does a trucking company carry?
Federal law requires commercial trucks hauling general freight to carry at least $750,000 in liability insurance. Hazardous materials carriers must carry $1 million to $5 million. Most trucking companies carry primary policies of $1 million plus excess and umbrella layers that can total $10 million or more. This is why trucking cases often produce significantly higher recoveries than standard car accident cases.
What is black-box data in a trucking accident?
Modern commercial trucks have Electronic Control Modules (ECMs) and Event Data Recorders (EDRs) that capture vehicle speed, brake application, engine RPM, throttle position, and hard-braking events. This data can prove the truck driver was speeding, failed to brake, or was driving erratically before the crash. The data can be overwritten quickly, so your attorney must send a preservation letter within 24 to 48 hours.
Can I sue the trucking company and not just the driver?
Yes. In most trucking cases you can name multiple defendants: the driver, the motor carrier, the vehicle owner, the freight broker, the shipper or loader, the maintenance company, and the vehicle or component manufacturer. Each defendant may carry separate insurance, increasing the total pool of money available for your claim.
What are hours-of-service rules and why do they matter?
FMCSA hours-of-service rules limit how long a truck driver can drive without rest. A driver may drive a maximum of 11 hours after 10 consecutive hours off duty and must take a 30-minute break after 8 hours of driving. Violations are recorded on the Electronic Logging Device. Fatigue from HOS violations is the number-one cause of serious trucking accidents.
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Local Resources
- Cedars-Sinai Emergency & TraumaLevel I trauma center for catastrophic trucking-collision injuries.
- Ronald Reagan UCLA Medical CenterLevel I trauma center for multi-system injuries.
- LA Superior Court · Stanley MoskCivil filings for LA County trucking accident cases.
- FMCSA SAFER DatabaseLook up any trucking company's safety rating, inspection history, and crash data.
- CHP Statewide Integrated Traffic Records SystemCalifornia collision data and reporting.
- 49 CFR Parts 390-399. Federal Motor Carrier Safety Administration regulations governing commercial motor vehicles.
- 49 CFR Part 395 — Hours of Service. Driving-time and rest-period requirements for commercial motor vehicle drivers.
- California Code of Civil Procedure § 335.1. Two-year statute of limitations for personal injury actions.
- Evidence Code § 669. Rebuttable presumption of negligence from statutory violation (negligence per se).
- 49 CFR Part 387 — Minimum Insurance. Financial responsibility requirements for motor carriers ($750K–$5M depending on cargo).
- CACI 400 — Negligence. Standard California jury instruction on the elements of negligence.